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Fraternal Benefits

Fraternal Benefits

Providing more for those you love.

Family Fraternal Benefits Program

This program from Knights of Columbus makes available to eligible family members five distinct types of assistance. To be eligible, the member must be in good standing with his Council and either he or his wife must be insured under a Knights of Columbus certificate required an annual premium of at least $150, or providing at least $5,000 permanent life insurance coverage.

Life Insurance Benefits:

The Order’s various life insurance plans are available through our representatives for a healthy child. But what about children who are physically challenged or mentally impaired? In these cases, Knights of Columbus offers:

  • A $5,000 life insurance plan, at standard rates, for a member’s uninsurable or rated newborn child, provided the application is made before the child is 61 days old
  • A $5,000 life insurance plan, at a rated premium, for a member’s uninsurable child between the ages of 60 days and 18 years.
  • Up to $5,000 life insurance at standard rates for a mentally impaired child, otherwise in good health, between the ages of 3 years and 18 years.
Death Benefits:

Knights of Columbus provides:

  • A $1,500 death benefit* to the family when a child dies less than 61 days after birth
  • A $1,500 death benefit* to the family when a child is stillborn at least 20 weeks after conception. (The Order affirms that life begins at conception. In this instance, the benefit requires a certificated death certificate for the stillborn child, hence the 20-week rule.)

*The claim for this benefit must be received at the Supreme Office within three years of the date of birth.

Orphan Fraternal Benefit Program

Since the founding of the Order, Knights of Columbus has been especially concerned about the welfare of the child who loses both parents. With this program, the Order once again demonstrates this concern to the offspring of eligible families by providing the following two benefits:


  • An Orphan Fraternal Benefit of $80 is paid monthly for each eligible orphan until he or she reaches age 19, graduates from high school, enters military service, marries, discontinues Knights of Columbus insurance, or no longer attends school (except if he or she has a disabling illness.) If the orphan attends college or vocational/technical school full-time, the Orphan Fraternal Benefit can continue to age 23.
  • The child may also be eligible for up to $1,750 each year in educational grants. The grants are based on financial need and will not exceed a maximum of $7,000 over a four-year period.

For a child to eligible for these two benefits, the father must have been in good standing with his council and at least one parent must have been insured under a Knights of Columbus insurance coverage. The child must be under 19 years of age and be insured by an individual Knights of Columbus certificate.

Member/Spouse Benefits

All members and their wives are eligible for the Member/Spouse Fraternal Benefit on the condition that membership and council status are in good standing. This accidental death benefit is provided free of charge to members and their spouses. The Order will pay up to $2,500 upon the death of a member or his spouse occurring within 90 days as a result of an injury sustained in a covered accident.

Profiles+™ Forecaster

Confidential Family Service Record

What you don’t know can hurt you. Are there gaps in your life insurance coverage or your retirement plans? Can you spot them on your own?

The Knights of Columbus provides Catholic Families with a free, comprehensive financial needs analysis, which can serve as a “forecast” for your financial future. We will work together to establish a family budget, repay debt more efficiently, review and become familiar with existing group/employer benefits, estimate Social Security and retirement income, plan for college savings, and secure your finances through our array of financial products where applicable.

Benefits of a review:
  • Budget for your household or for your business
  • Debt elimination strategies
  • Assess risk and future goals
  • “Forecast” a future retirement budget or college education
  • Fully integrable with Social Security and corporate benefits
  • Coordination with existing Group/Employer Benefits

Gather your documents and contact me today to see how the Knights of Columbus can benefit your family or business.

Public Safety and Military Service Personnel Benefits

Educational Aid

The Matthews and Swift Educational Trust Fund provided tuition-only scholarships to Catholic colleges up to $25,000 per year for children of members in good standing who, while serving in the military forces of their country in a combat zone, specifically designated as such by the Board of Directors, are killed by hostile action or wounded by hostiles action resulting within two years thereof in permanent and total disability, and for children of member in good standing who are full-time law enforcement officers or full-time firefighters who, while in the lawful performance of their duties, are killed in the line of duty as a result of criminal violence directed at them. Applications must be filed within two years of the member’s death or (for servicemen) disability.

Additional Features and Benefits

Widow Benefits
  • Continues to be covered under the Member/Spouse Fraternal Benefit
  • May purchase life insurance, long-term care insurance or annuities up to one year after insured member’s death
  • Receives a free lifetime subscription to Columbia Magazine
  • Eligible with her children for scholarships, student loans, etc.
Membership Card

Entitles participation in all Catholic, fraternal and social activities in member’s council and also in over 15,000 councils throughout the world.

Columbia Magazine

Free subscription to the Order’s award-winning magazine examining issues of concern to Knights, Catholics and familes

Educational Aid

Opportunity to build personal leadership skills, public speaking ability, organizational skills, ect.

Knights of Columbus Rosary

Blessed by the supreme chaplain, presented during the Admission Degree to each new member.


Fraternal Benefits